Real estate is less than 2 months away from one of the most significant compliance shifts the industry has ever seen. From 1 July 2026, Australian agencies will be required to meet six AUSTRAC obligations under Tranche 2 of the AML/CTF Act – including customer due diligence, transaction monitoring, and staff training. Every principal, every agent, every transaction.
Why AML Assured
The AML compliance software market has exploded since Tranche 2 was confirmed. Platforms are appearing from every direction, most of them adapted from tools built for banks, accounting practices, and law firms that have since bolted on a “real estate module.”
AML Assured is the only platform we found that was built for real estate from day one. Not adapted. Not extended. Purpose-built – with data structures, workflows, and risk assessments designed specifically around how agents think and how agencies actually operate.
That alignment is what made the partnership straightforward.
How the Integration Works
The core principle behind AML Assured’s design is what they call the Property and Listing Umbrella — and it maps directly onto how LockedOn already works. Rather than pulling agents into a separate compliance portal, every AML check, identity verification, risk flag, and compliance record is stored directly under the relevant property listing.
Inside LockedOn, that means your compliance obligations for a transaction live exactly where everything else for that transaction already lives. Same listing. Same file. No context-switching.
When an agent opens a property in LockedOn, their compliance requirements for that deal are already there. The workflow is invisible, not because it doesn’t exist, but because it’s embedded into the one your team already uses every day.
There’s no new system to train your team on. No second login. No separate dashboard to check. Compliance happens as a natural part of the transaction, not as an interruption to it.
What Your Agency Gets
Beyond the integration itself, AML Assured covers the full scope of what agencies need before 1 July 2026:
- End-to-end AUSTRAC compliance – all six obligations handled in a single platform, including your AML/CTF Programme, staff training modules, customer due diligence, and ongoing transaction monitoring.
- Flexible verification pricing – agencies can choose how verification costs are handled deal by deal. Pass the cost directly through to the vendor or buyer, or purchase prepaid verification packs and recover the cost through your own invoicing. Either way, your margin is protected. Volume pricing means the cost per check reduces as your transaction volume grows.
- Client Compliance Toolkits – one of the most overlooked problems in AML compliance is client friction. Vendors and buyers receiving identity verification requests mid-transaction, with no context, will hesitate and call your office. AML Assured’s ready-made, agency-branded toolkits explain the new legal requirements to clients in plain language before the request is ever sent. Fewer calls. Faster completions.
- Australian hosting and support – your clients’ data never leaves the country. The support team is local, knows the industry, and is reachable when you need them.
Start Now — Not in June
Agencies that begin building their compliance programme today will have everything in place before the deadline rush. Those who wait until May or June will be setting up a compliance system in the middle of their busiest trading period – which is not a position anyone wants to be in.
Through the LockedOn partnership, AML Assured is available free until 1 July 2026. No credit card. No lock-in contract. Just your compliance programme, built inside the platform you already use.
See how AML Assured works inside a real agency workflow, and start your compliance program free today.
AML Assured is Australia’s first end-to-end AML compliance platform built exclusively for real estate agencies. The AML Assured × LockedOn integration will be available for all LockedOn agencies in the coming weeks.
